Identity theft happens when someone steals your personal information and uses it without your permission. It is a serious crime that can cause problems with your finances, credit history and reputation. It can take time, money and patience to resolve. If your identity is stolen, follow these steps immediately:
- Place an Initial Fraud Alert
- Order your Credit reports
- Create an Identity Theft report
Place a Fraud Alert
Contact one credit reporting company and report that you are a victim of identity theft.
Ask the company to put a fraud alert on your credit file. Placing a fraud alert is free and will stay on your credit report for 90 days. You can renew it after 90 days.
Confirm that the company you call will contact the other two credit report companies.
Order Your Credit Reports
After placing an initial fraud alert, the credit reporting bureaus will explain your rights and how to get a copy of your credit report. Placing an initial fraud alert entitles you to a free credit report from each of the three reporting companies.
Create an Identity Theft Report
- Submit a complaint to the Federal Trade Commission by clicking here. When you finish writing all the details, print a copy of the report. It will print as an Identity Theft Affidavit.
- File a Police Report about the identity theft and get a copy of the police report or the report number.
- Attach your FTC ID Theft affidavit to your police report.
File a Police Report
Go to your local police department or the police department where the fraud occurred to complete an identity theft report. If you are a resident of the City of Orlando and the suspect of the crime is unknown to you can make a police report by calling 407.246.2470. To find out if you live in the City of Orlando, click here.
If you are a resident of the City of Orlando and the suspect is known to you, call our non- emergency line at 321.235.5300 and have an officer respond or call our Fraud Line at 407.246.4012 and leave a message.
Common Types of Identity Theft
Make a report with your local police agency and contact the Internal Revenue Service Identity Theft Protection Specialized Unit by calling 1.800.908.4490 or by clicking here.
Student Loan Fraud
Contact the U.S. Department of Education at 800.647.8733 or online by clicking here.
Misuse of your Social Security Number
Contact the social Security Administration at 800.772.1213 or visit your local Social Security Administration Office. Find them online by clicking here.